Terms of Service

Last updated: June 19, 2026

These Terms of Service ("Terms") are a binding agreement between you and the operator of WIPReports ("WIPReports," "we," "us," or "our") governing your access to and use of the WIPReports website, application, and related services (collectively, the "Service"). By creating an account, connecting QuickBooks Online, or otherwise using the Service, you agree to these Terms. If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have authority to bind that entity, and "you" refers to that entity. If you do not agree to these Terms, do not use the Service.

1. Service Description

WIPReports is a software tool that automates Work-in-Progress ("WIP") schedule generation for construction companies using QuickBooks Online. The Service syncs financial data from QuickBooks Online, collects cost-to-complete estimates from your project managers, performs WIP calculations from the data and estimates you provide, and produces and distributes PDF reports to recipients you designate.

2. Business Use Only; Eligibility

The Service is offered solely for business and commercial purposes. It is not directed to consumers and is not intended for personal, family, or household use. You must be at least 18 years old and capable of forming a binding contract to use the Service.

3. The Service Is Software, Not Professional Services

WIPReports is a software calculation and reporting tool. WIPReports is not a certified public accountant, accounting firm, tax preparer, auditor, financial advisor, or surety/bonding advisor, and does not provide accounting, audit, attest, assurance, tax, legal, lending, or financial advice. The Service does not perform an audit, review, compilation, or any attest engagement, and the reports it produces are not audited, reviewed, compiled, or certified, and do not constitute an opinion or assurance of any kind. The figures presented in any report are your figures, derived from data and estimates you supply. You are responsible for obtaining your own independent professional advice (including from a qualified CPA) and for any decision you or any third party makes based on output of the Service.

4. Your Responsibilities

  • You are responsible for maintaining the confidentiality and security of your account credentials and for all activity under your account.
  • You are solely responsible for the accuracy, completeness, and legality of all data you provide or connect, including contract amounts, change orders, cost-to-complete estimates, and project-manager and recipient contact information.
  • You represent that you are authorized to connect your organization's QuickBooks Online account and to provide all data you submit, and that your project managers and report recipients have consented to receive emails from the Service.
  • You are solely responsible for reviewing, verifying, and approving every report and output before relying on it or distributing it to any third party, including any CPA, surety, bonding agent, bank, lender, or regulatory body. Reports are drafts for your internal review until you choose to distribute them.

5. QuickBooks Online Integration

By connecting your QuickBooks Online account you authorize WIPReports to access your accounting data as described in our Privacy Policy. Your use of QuickBooks Online and the Intuit platform is also governed by Intuit's own terms. You may revoke WIPReports' access at any time through QuickBooks Online or the WIPReports dashboard; upon revocation we will cease accessing your QuickBooks data and will delete the associated access credentials.

6. Acceptable Use

You agree not to: (a) use the Service in violation of any law or third-party right; (b) upload data you are not authorized to provide; (c) attempt to gain unauthorized access to the Service, other accounts, or our systems; (d) probe, scan, or test the vulnerability of the Service except under a written authorization from us; (e) interfere with or disrupt the Service; (f) reverse engineer, copy, resell, or create derivative works of the Service except as permitted by law; or (g) use the Service to send unsolicited or unlawful communications.

7. Data Ownership and Roles

As between you and us, you retain all rights to the data you submit or connect ("Your Data"). You grant us a limited license to host, process, and use Your Data solely to provide and maintain the Service. For data protection purposes, you act as the controller (or business) and we act as your processor (or service provider), processing Your Data only on your documented instructions and as needed to provide the Service. We do not sell Your Data or use it for advertising.

8. Intellectual Property

The Service, including all software, design, and content (excluding Your Data), is owned by WIPReports and protected by intellectual-property laws. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable right to access and use the Service for your internal business purposes during your subscription.

9. Subscription, Billing, and Cancellation

WIPReports may offer a free trial followed by paid monthly subscription plans. Current pricing is available at wipreports.com. Subscriptions are billed in advance on a recurring basis until cancelled. You may cancel at any time; cancellation takes effect at the end of the current billing period. Except where required by law, fees are non-refundable and partial periods are not prorated. We may change pricing on prior notice effective at your next billing period.

10. Disclaimer of Warranties

The Service and all reports and output are provided "AS IS" and "AS AVAILABLE," without warranty of any kind. To the maximum extent permitted by law, WIPReports disclaims all warranties, express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and any warranty that the Service or any output will be accurate, complete, error-free, uninterrupted, secure, or will meet your requirements. You assume all responsibility for verifying any output before relying on or distributing it.

11. Limitation of Liability

To the maximum extent permitted by law, WIPReports and its owners, officers, employees, and suppliers will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, business, bonding or lending capacity, or other intangible losses, arising out of or relating to the Service or these Terms, whether based in contract, tort, or any other theory, even if advised of the possibility of such damages.

In no event will WIPReports' total aggregate liability arising out of or relating to the Service or these Terms exceed the total amounts you actually paid to WIPReports for the Service in the three (3) months immediately preceding the event giving rise to the claim. Where you have paid nothing in that period — including during any free trial or free tier — that amount is zero, and WIPReports will have no monetary liability to you.

We are not liable for any decision made, or action taken or not taken, by you or any third party (including any CPA, surety, bonding agent, bank, lender, or regulator) in reliance on any report or output of the Service. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you; in that case our liability is limited to the greatest extent permitted by law.

12. No Third-Party Reliance

Reports and output are generated for your internal use and are intended only for you. We make no representations to, and assume no duty or liability to, any third party who receives or relies on a report (including any CPA, surety, bonding agent, bank, lender, or regulator). Any such party relies on a report at its own risk and based on your decision to distribute it. These Terms create no third-party beneficiary rights.

13. Indemnification

You will defend, indemnify, and hold harmless WIPReports and its owners, officers, employees, and suppliers from and against any claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) Your Data or your inputs; (b) your use of, or any third party's reliance on, any report or output; (c) your distribution of any report to any third party; (d) your breach of these Terms or violation of any law or third-party right; or (e) your authorization or connection of any QuickBooks Online or other account.

14. Term, Termination, and Data Deletion

Either party may terminate these Terms at any time. You can delete your account at any time from within the application; account deletion is immediate and irreversible, so export your data beforehand using the in-app data export. We may suspend or terminate your access immediately if you breach these Terms, fail to pay, or use the Service in a way that creates risk or legal exposure for us or others. On deletion or termination we permanently delete Your Data, including securely deleting QuickBooks-derived data and removing generated report files; limited residual copies may persist in routine encrypted backups for a short period before being overwritten, and we may retain records we are required by law to keep. Sections that by their nature should survive termination (including Sections 3, 7–8 and 10–16) survive.

15. Changes to the Service or Terms

We may modify the Service or these Terms at any time. If we make material changes to these Terms, we will update the "Last updated" date and, where appropriate, provide notice. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

16. Governing Law and Disputes

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict-of-laws rules. The courts located in British Columbia, Canada have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the Service, and each party irrevocably submits to the jurisdiction of those courts. To the extent permitted by applicable law, each party waives any right to participate in a class, collective, or representative proceeding. These Terms constitute a "business agreement" within the meaning of the Limitation Act (British Columbia); accordingly, any claim arising out of or relating to these Terms or the Service must be commenced within one (1) year after it arises, except where applicable law requires a longer period that cannot be varied by agreement.

17. Miscellaneous

These Terms, together with the Privacy Policy, are the entire agreement between you and WIPReports regarding the Service. If any provision is held unenforceable, the remaining provisions remain in effect and the unenforceable provision will be enforced to the maximum extent permitted. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.

18. Contact

Questions about these Terms? Email legal@wipreports.com or use our contact form.